Jerod Coe is an independent agent who seeks to provide a large variety of insurance services for the needs of people of all ages in North Carolina.
My ability to contract with and represent a variety of insurance options means I can find the right plan that meets your unique needs – whether you’re looking for help with a Medicare Advantage Plan or Supplement plan, an individual health insurance plan, life insurance or long-term care.
Medicare can be confusing and has some serious gaps, leaving many with high out-of-pocket costs. There are additional plans that can help cover these costs by working with an independent agent. It is my job to understand your individual needs and direct you toward the best plan available. I am solely compensated by the insurance companies I represent, so this service is free of charge to you!
Why Choose Coastal Carolina?
Business Cost
You pay the same amount for an insurance policy whether you purchase it through the company directly or through me.
Consumer Choice
A great advantage to partnering with an Independent Agent is that you may choose from many different companies rather than just one.
Personal Advocate
If you have any issues with premium payments, claims, or anything else, call me to save you from repetitive phone calls to the insurance company and provider’s office.
One-Stop Shop
Avoid working with an Agent who can only offer you one choice! This includes calling an insurance company directly.
Empowerment
When you know how to navigate you stay in control. I can show you the strategies that will help you stay in the driver’s seat of your insurance benefits.
Industry Expert
You will benefit from my experience and knowledge and stay rest assured that you are getting the best available service and premium.
Medicare Advantage
Medicare Advantage Plans must cover all of the services that Original Medicare covers. Most Medicare Advantage Plans offer extra coverage, like vision, hearing, dental, and/or health and wellness programs.
Medicare Supplements
Medicare Supplement Insurance pays in addition to Original Medicare. These plans are also known as Medigap Plans. They are designed to fill the gaps in Original Medicare and can help with copayments, coinsurance, and deductibles.
Prescription Drug RX
You can get Medicare Part D prescription drug coverage in two ways, through a Medicare Advantage Plan or a stand-alone Medicare Part D Prescription Drug Plan. You can add this benefit to your Original Medicare coverage.
Long-Term Care
Medicare doesn’t cover long-term care if that's the only care you need. Long-term care is a range of services and support for your personal care needs. Most long-term care is help with basic personal tasks of everyday life, sometimes called “activities of daily living”.
Life Insurance
Life Insurance policies can be purchased to cover final expenses, burial cost, debt, loss of income, pay estate taxes, create a gift of inheritance and to generate more of a gift than a CD would at a bank. Help give yourself the peace of mind you deserve.
Individual Health Insurance
Health Insurance can be offered on and off the Federally Funded Marketplace. These plans are designed for individuals and families that are not on Medicare or Medicaid and can help ensure against ever increasing health costs.
